Personal Finance

Wealthier people have access to resources that can help manage credit issues, such financial planners, said Bob Annibale, global director of Citi Community Development and Inclusive Finance. Poor credit leaves people behind: “It’s not part of an inclusive, growing society,” Annibale said. “People need a financial identity.” “If you don’t have a credit card you’re
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And he’s not alone. Eighty-five percent of student loan borrowers say difficulty in saving has delayed their ability to buy a house, according to the Realtors association. “It’s challenging with student loans to be able to put together $40,000,” said Grant Simmons, vice president of search marketing for Homes.com. (The median home price in America
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